Are You Actually Wealthy? Here’s How to Know.

Something big is coming....👀 https://moneyguy.com/earlyaccess/ Are you actually wealthy for your age—and how much money should you have saved by 30, 40, 50, or 60? We compare income, debt, net worth by age, retirement savings, and financial flexibility to reveal which numbers actually measure wealth. You’ll learn why a six-figure salary doesn’t necessarily make you rich, how investable net worth differs from traditional net worth, and how your retirement savings compare with other Americans. Plus, see the Money Guy wealth benchmarks by age to determine whether your savings, investments, and financial independence journey are on track—and what really matters when building long-term wealth. Timestamps 00:00:00 — Are You Actually Wealthy? Here’s How to Know 00:13:56 — Secret Announcement: Something BIG Is Coming 00:16:28 — Q1: Is an 18-Month Emergency Fund Too Much? 00:23:38 — Q2: Is a 7% Land Loan High-Interest Debt? 00:28:35 — Reacting to Your Secret Announcement Guesses 00:33:06 — Q3: Do You Need to Know Your “Why” in FOO Step 7? 00:37:16 — From the Wings: News or Noise? 00:37:53 — Mortgage Rates Hit 6.69% 00:41:29 — Stock Market Near Record Highs 00:42:56 — Americans Are Spending More and Saving Less 00:45:11 — Bear Gets Trapped Inside an SUV 00:48:20 — Q4: HSA vs. Fully Paid “Cadillac” Health Plan 00:54:07 — Q5: How Should a Pension Affect Your Investment Allocation? 00:57:30 — Q6: Take Subsidized Student Loans or Cash Flow College? 🔗 Net Worth by Age (Compared to Peers) → https://moneyguy.com/resource/net-worth-by-age-compared-to-peers/ 🔗 Are You a Prodigious Accumulator of Wealth? → https://moneyguy.com/resource/are-you-a-prodigious-accumulator-of-wealth/ 🔗 Net Worth Template → https://moneyguy.com/resource/net-worth-template/ 🔗 How Much Should You Save? → https://moneyguy.com/resource/how-much-to-save/ 🔗 Financial Order of Operations → https://moneyguy.com/guide/foo/ 🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future. Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/ Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1 Connect with us on social media for more content: https://moneyguy.com/link-in-bio/ Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ #WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom